The Banker's Common-place Book

Published at the office of the Bankers' magazine, 1857 - 185 pagina's

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Pagina 122 - Where an acceptance is written on a paper other than the bill itself, it does not bind the acceptor except in favor of a person to whom it is shown and who, on the faith thereof, receives the bill for value.
Pagina 80 - A bill, however, is often noted, where no protest is either meant or contemplated ; as in the case of many inland bills. The use of it seems to be, that a notary, being a person...
Pagina 64 - It is in all cases advisable for the holder of an unaccepted bill to present it for acceptance without delay; for, in case of acceptance, the holder obtains the additional security of the acceptor, and, if acceptance be refused, the antecedent parties become liable immediately. It is advisable, too, on account of the drawer, for, by receiving early advice of dishonour, he may be better able to get his effects out of the drawee's hands.
Pagina 99 - The law does not require actual notice. It requires reasonable diligence only, and reasonable efforts, made in good faith, to give it. And if sufficient inquiries have been made, and information received upon which the holder has a right to rely, a mistake as to the nearest 'post-office or usual post-office does' not deprive him of his remedy.
Pagina 109 - If such prisoner was in custody upon a conviction of any other felony: by imprisonment in the state prison not less than six months nor more than five years; 3. If such prisoner was in custody upon a charge of felony: by a fine not exceeding one thousand dollars and imprisonment in the county jail not exceeding two years; 4.
Pagina 89 - ... have been given for a usurious consideration or upon a usurious contract, be void in the hands of an indorsee for valuable consideration, unless such indorsee had at the time of discounting or paying such consideration for the same actual notice that such bill of exchange or promissory note had been originally given for a usurious consideration or upon a usurious contract...
Pagina 66 - When the bill is presented, it is reasonable that the drawee should be allowed some time to deliberate whether he will accept or no. It seems that he may demand twenty-four hours for this purpose, (and that the holder will be justified in leaving the bill with him for that period ;) at...
Pagina 66 - Hammond's house, he offered it to some person in a tan-yard, who refused to accept it; but he did not know Hammond's person, nor could he swear that the person to whom he offered the bill was he, or represented himself to be so. Lord ELLENBOROUGH...
Pagina 74 - We may lay it down as a broad general principle that wherever one of two innocent persons must suffer by the acts of a third, he who has enabled such third person to occasion the loss must sustain it
Pagina 76 - ... *There are many circumstances under which a legacy by a debtor to his creditor, of equal or greater amount than the debt, will be considered a satisfaction of the debt. But a legacy to the holder of a negotiable bill or note can never be considered as a satisfaction of the debt on that instrument. For a legacy is a satisfaction when it may be presumed to have been the intention of the testator that it should so operate...

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