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Less interest accrued January 1, 1889..

ing reversionary additions to same).

NEW YORK LIFE INS. Co.

OFFICE, Nos. 346 & 348 BROADWAY, NEW YORK.

JANUARY 1, 1890.

Amount of net assets, January 1, 1889

Premiums.

REVENUE ACCOUNT.

Less deferred premiums, January 1, 1889. Interest and rents, etc..

1,435,734 86-$24,585,921 10

Losses by death, and endowments matured and discounted (includ

$89,824,336 10

$26,021,655 96

5,028,950 38

451,605 24

4,577,345 14-$29,163,266 24

DISBURSEMENT ACCOUNT.

$118,987,602 43

$6,252,095 50

insurances.

Dividends (including mortuary dividends), annuities, and purchased

5,869,026 16

Total paid policy-holders.

Taxes and reinsurances..
Commissions (including advanced and commuted commissions),
brokerages, agency expenses, physicians' fees, etc.
Office and law expenses, rentals, salaries, advertising, printing, etc.

$12,121,121 66

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Temporary loans (market value of securities held as collateral, * Loans on existing policies (the reserve on these policies, included

Bonds and mortgages, first lien on real estate (buildings thereon insured for $14,400,000 and the policies assigned to the Company as additional collateral security)..

Cash on deposit, on hand, and in transit..
United States bonds and other bonds and stocks (market value,
Real estate..

$5,917,837 72

56,412,163 41

13,242,871 87

18,106,512 50

367,394 39

in liabilities, amounts to over $2,000,000).

* Quarterly and semi-annual premiums on existing policies, due sub

sequent to January 1, 1890.

* Premiums on existing policies in course of transmission and collection. (The reserve on these policies, included in liabilities, is estimated at $1,700,000)

Agency balances

Accrued interest on investments January 1, 1890....
Market value of securities over cost value on Company's

books...

* A detailed schedule of these items will accompany the usual annual report filed with the Insurance Department of the State of New York.

TOTAL ASSETS, January 1, 1890.

Appropriated as follows:

Approved losses in course of payment......

Reported losses awaiting proof, etc...

Matured endowments, due and unpaid (claims not presented).
Annuities due and unpaid (claims not presented).

Reserved for reinsurance on existing policies (Actuaries' table 4 per

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3,709,000 00

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Divisible surplus (Company's new standard)...

Surplus by the N. Y. State standard (including the Tontine Fund).

$97.535,777 68 7,517,823 28

$105,053,600 96 15,600,000 00

From the undivided surplus, as above, the Board of Trustees have declared a reversionary dividend to participating policies in proportion Board of Trustees have deplase available on set

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THE VOL. XXXVII.] ESTABLISHED BY EDWARD L. YOUMANS.

S.

Π

نماز

THE

[No. 3.

POPULAR SCIENCE

MONTHLY.

JULY, 1890.

EDITED BY WILLIAM JAY YOUMANS.

CONTENTS.

I. New Chapters in the Warfare of Science. IX. The Antiquity of

PAGE

Man and Prehistoric Archæology. By ANDREW D. WHITE. 289 II. Greenland and the Greenlanders. By ELISÉE RECLUS. (Illus.).. 302 III. Evolution and the Distribution of Animals. I. By D. S. JORDAN.. 313 IV. Concerning Corporation Law. By Prof. Amos G. WARNER.... 323 V. Insect Pests of the House. By Miss M. W. BROOKS. (Illus.). 333 VI. Apparatus-Making in Education. By M. C. WILSON. (Illus.)... 345 VII. Why so Many Definitions of Religion? By F. N. RIALE, Ph. D.. 348 VIII. The Musical Sense in Animals and Men. By AUG. WEISMANN.. 352 IX. Human Heredity. By Prof. JAMES II. STOLLER............. X. A Talk about Meteorites. By OLIVER W. HUNTINGTON, Ph. D. 366 XI. Observations upon Doubling of Flowers. By B. D. HALSTED, Sc. D. 374 XII. Telpherage in Practical Use. By F. A. FERNALD. (Illus.)..... 382 XIII. Commercial Geography of South America. By G. G. CHISHOLM. 391 XIV. Sketch of Matthew Fontaine Maury. (With Portrait.)........ 400 XV. Correspondence: Vitiated Moral Teaching. - Where Flax is grown and manu

359

factured.-A Census of Hallucinations. - The Mysterious Music of Pascagoula. 408 XVI. Editor's Table: A Moral Issue

XVII. Literary Notices..... XVIII. Popular Miscellany..... XIX. Notes.......

..

410

413

423

430

NEW YORK:

D. APPLETON AND COMPANY,

SINGLE NUMBER, 50 CENTS.

1, 8, AND 5 BOND STREET.

YEARLY SUBSCRIPTION, $5.00.

COPYRIGHT, 1890, BY D. APPLETON AND COMPANY. Entered at the Post-Office at New York, and admitted for transmission through the mails at second-class ratee.

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Peabody Museum of American Archæology and Ethnology

IN CONNECTION WITH HARVARD UNIVERSITY

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S, SANITAS MANUFACTURING COMPANY, *

MAIN OFFICE, 207 TREMONT STREET, BOSTON.

VIEW OF A BATH-ROOM FITTED UP WITH

(47 to 49 Dearborn Street, CHICAGO, ILL. 229 Walnut Street, CINCINNATΙ, Ο. (64 Gold Street, NEW YORK CITY.

THE SANITAS PLUMBING APPLIANCES.

DR

BRANCHES.

*

PRICE'S CREAMS BAKING POWDER

MOST PERFECT MADE.

Its superior excellence proved in millions of homes for more than a quarter
of a century. It is used by the United States Government. Indorsed
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not contain Ammonia, Lime, or Alum. Sold only in Cans.

PRICE BAKING POWDER CO.,
NEW YORK, CHICAGO, ST. LOUIS,
SAN FRANCISCO.

1

*

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Gold Medal, Paris Expositions,

1878 AND 1889.

JOSEPH GILLOTT'S
STEEL PENS.

THE MOST PERFECT OF PENS.

FOR ARTISTIC USE in Fine Drawings, Nos. 659
(The celebrated Crowquill), 290 and 291.

FOR FINE WRITING, Nos. 303, 604, and Ladies',

170.

FOR BROAD WRITING, Nos. 294, 389, and Stub
Point, 849.

FOR GENERAL WRITING, Nos. 404, 332, 390, and
604.

JOSEPH GILLOTT & SONS,

91 John Street, N. Y.

HENRY HOE, Sole Agent.

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